Out-of-pocket savings apply only to Silver plans
Plans in the Marketplace are separated into 4 different categories: Bronze, Silver, Gold, and Platinum. These categories are based on how much of your medical costs you pay and how much the plan pays when you get medical care. They are not based on plan quality. Learn more about plan categories and what they mean.
If you qualify for out-of-pocket savings, you must choose a Silver plan to get the savings. If you qualify for these savings, your co-payments, deductibles and co-insurance will be much lower. While you can choose any category of plan you want, these out-of-pocket savings only apply if you enroll in a Silver plan.
You’ll be able to choose your plan category when you fill out your Marketplace application.