Marketplace Cost Increases
Why are Marketplace costs increasing in 2026?
The costs of having a Marketplace plan will be higher in 2026 compared to the last four years. One of the biggest changes will be the higher cost of monthly premiums.
Prices are higher because the current federal government has not acted to renew enhanced funding for the Marketplace. From 2021 to 2025, this enhanced funding allowed the Marketplace to offer more generous subsidies, so people paid lower monthly premiums for their Marketplace plans. Without the enhanced funding, the cost of monthly premiums will rise in 2026.
The Marketplace will still be offering subsidies for 2026, which will continue to make Marketplace coverage more affordable than off-Marketplace plans for many Virginians. A navigator can help you review your options during Open Enrollment (November 1 – January 30).
Why is it important to maintain health insurance?
Navigators’ Role
Who is an Enroll Virginia navigator?
Enroll Virginia navigators are nonprofit employees who help Virginia residents apply for Medicaid and Marketplace coverage. Our assistance is unbiased, and we don’t receive commissions from health insurance companies. Navigators are not government employees and are not part of Marketplace or Medicaid agencies.
Enroll Virginia navigators can explain Medicaid or Marketplace policy changes in our role as educators. However, navigators do not have the authority to establish rules or make changes to Medicaid, the Marketplace, or any other health coverage.
Click here to find a navigator near you and make an appointment for in-person or virtual assistance.